Jumio Enhancements Make it Easier to Scan IDs, Spot Fake Faces
Feb. 9, 2015
Palo Alto, Calif.-based mobile credentials management company Jumio last week unveiled the newest version of its Netverify card-scanning technology with some upgrades that could make mobile document scanning—and consequently identifying users—easier. Netverify, which Jumio’s clients use to authenticate IDs in the account-opening process or in KYC situations, is now able to capture accurate scans of IDs or payment cards even if the card is not perfectly square to the camera. The solution also features an enhanced version of its Face Match technology that uses a device’s camera to compare the user’s face to the image on their ID. The new version is more capable of telling the difference between a human face and a high-quality image a fraudster might have used in the past to defeat the technology.
“Being able to hold the card any which way when you scan means the scan acquisition rates go up and that means the companies that use this to issue mobile boarding passes, approve mobile money transfers or open new accounts enjoy higher completion rates using their process,” Marc Barach, Jumio’s chief marketing officer, told CardNotPresent.com. “The enhancement to Face Match is called ‘liveness detection.’ We’re searching for tiny little movements of eyes or changes in lighting, anything that indicates it’s not a static image. If we don’t see those, we assume a static image and will notify the merchant, who can make the decision to continue the transaction or not.”