White Paper: Where the PCI Council Got It Wrong on Tokenization

Dec. 19, 2011

Prime Factors, a Eugene, Ore.-based data security company, recently responded to the August publication of the PCI DSS Tokenization Guide with a white paper of its own that attempted to address what it calls the shortcomings of the PCI document. Tokenization Guidance: How to Reduce PCI Compliance Costs, licensed by Prime Factors and completed by research firm Securosis, said the PCI Tokenization Guidance doesn’t answer the central question it purports to examine: How does tokenization alter PCI compliance? “They released ‘guidelines’ which are lacking in guidance,” the authors said. Prime Factors said the paper helps the merchants determine what is in or out of scope and provides audit advice and a tokenization audit checklist for how PCI requirements apply to systems that use tokenization. “Given that tokenization offers better security, simplifies data storage security, and makes audits easier, it’s baffling that the [PCI] Council failed to offer clear advice that would encourage adoption,” the paper concluded. “Discovering what’s missing from the official guidelines—usually only discovered after purchasing a product and coming to grips with how it really works—is no recipe for success. To request a copy of the white paper click here .