Entrepreneur/Artist Erik Wahl will keynote the Expo on Tuesday May 21st bright and early at 9am. Erik combines his worlds of graffiti art and business on stage to create a powerful presentation that brings together life-changing insights about creativity, change, leadership and the psychology of performance. His core message: “We are all capable of so much more than we have been preconditioned for.” Wahl is now one of the most sought-after speakers in the world on the corporate lecture circuit, using the raw, unbridled passion of his arts to channel his ideas in a fresh and entertaining way.

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Entertainer/Entrepreneur Zane Lamprey will headline the CNP Expo's premier networking event in the Expo Hall on Tuesday May 21st. Zane is constantly being told he has the best job in the world. He hosts the imbibing travelogue, “Drinking Made Easy,” which airs on the AXS television network (owned by Mark Cuban & Ryan Seacrest). He also hosted “Three Sheets” on Spike TV/Travel Channel.

What makes Lamprey especially appropriate for the CNP Expo is his ecommerce accomplishments and the growth and success of his merchandise division, which started out five years ago, and has doubled its revenue every year to where it now does over two million dollars in annual sales online. The store builds off Zane's drinking expertise to offer merchandise such as clothing and drinking accessories like bar tools, supplies, drinking gear, games, and more. The store's sales have grown by 300% since 2011 and 25% in 2012.

So be sure to save some energy to enjoy some laughs, and some cheer with our exhibitors and the world's best party host.

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Todd Ablowitz, President of Double Diamond Group, is a respected industry leader with more than 15 years of experience working with the acquiring and payments industry's top brands, as well as up-and coming technology innovators.  Ablowitz established Double Diamond Group in 2008, and he and his team have a unique blend of experience, connections and know-how to help clients solve their most critical business challenges. Investors, analysts and industry watchers frequently rely on Ablowitz and Double Diamond Group for expert advice, trend insights and consulting on payments and payments innovations including emerging technology trends and mobile payments.

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Scott Adams joined the Riot team in July 2012 after a long history in economics and online business management. Responsible for utilizing Big Data across the company to inform the design of next-gen anti-fraud systems, Scott combines tech knowledge, business acumen and payments expertise to beat the bad guys at their game and keep players safe. Before joining Riot, Scott served as the CEO of a multimillion-records ebook company and has spent time as the strategy chair, education chair and public relations chair of the Direct Response Forum. His work and dedication has made him a well-known and respected member of several online communities, including business, card-not-present payments and affiliate/network marketing.

When he's not busy fighting fraud, Scott spends his time flying fixed-wing and rotary wing aircraft (he's totally licensed) and working as a Certified Professional Corporate Speaker.

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Denise Aptekar is the Director, Trust & Safety at oDesk, where she manages loss prevention and credit risk. Prior, she spent a decade at PayPal, fighting fraud and abuse from the earliest days of e-payments. She graduated from Stanford University with a degree in political science.

Chris Arnette joined First Data in 2010 as Director of eCommerce solutions. He is currently responsible for product management of Compass, a First Data eCommerce payment processing solution. Prior to First Data, he spent five years in product management for S1's Enterprise Platform Solutions. Before his tenure at S1, he garnered experience as Assistant Vice-President for eCommerce Solutions at SunTrust Banks, Inc. and as the Senior Alternative Delivery Specialist for Regions Financial Corporation.

Souheil Badran is the senior vice president and general manager of Digital River World Payments, leading all aspects of the company's global payments strategy, including product and business development, operations, sales and marketing. Today, Digital River processes more than $22 billion in online transactions and offers global payments in more than 190 countries and over 170 currencies. Souheil joined Digital River with extensive experience in high technology organizations -leading strategic development, sales and marketing, product management, operations, mergers and acquisitions and high-growth initiatives. Prior to Digital River, Souheil was senior vice president and general manager of First Data Corporation's e-commerce solutions group, a team that focused on e-commerce and card-not-present commerce. His specialty in international e-commerce also includes previous executive leadership positions at Rebtel, VeriSign, Digital Insight (acquired by Intuit) and Metavante Corporation (acquired by FIS).

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Connie Bazos is the CEO/Founder of THRED Agency. THRED is a fully integrated digital marketing agency that caters to medium size businesses looking for exponential growth and tailored for companies in need of digital marketing and advertising expertise but who lack the scale to have a full time in house team. Connie is strategic marketing and advertising professional with 15 years of extensive experience implementing cross channel marketing initiatives for Fortune 500 companies. Prior to starting THRED in 2010, Connie worked at creative agencies such as Saatchi & Saatchi, Ogilvy & Mather and BBDO. Her industry experience includes ecommerce, Retail, Health & Wellness, Pharmaceutical, Technology, Financial Services. (B2B; B2C). Connie was born and raised in Montreal, Canada and currently lives is NYC with her husband where together they enjoy an active lifestyle. She is an Ironman Finisher, an XTERRA Age Group National Champion & Active Traveler. Some of her excursions have included mountain biking across Costa Rica, cycling the island of Mallorca and competing dozens of triathlons and adventure races across the continental USA.

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Stephen Bell has been working in the technology field for over twenty years. During this time, he has held a number of positions including web developer, network engineer, and various leadership roles in manufacturing, financial services, and hospitality.

Stephen serves as Director of Technology for Intown Suites Management where he oversees technology operations and IT strategy for 138 corporate-owned properties around the country.

He did his undergraduate work at the University of Minnesota where he majored in English, and now resides in Atlanta, GA.

Mick Bhinder believes in the need for stronger protection and security of financial and personal data. His zeal for entrepreneurialism and innovation has set forth a stage to present dynamic solutions to an ever growing epidemic of cases, involving card fraud and identity theft.

His forward thinking and strategic planning stems from his previous experiences in the card payment industry, both in the Canadian and the US markets. Mick has developed an appreciation for sculpting diverse portfolios and dissecting the complexities, refining his skill set in strategic marketing, business development and relationship management.

Mick’s vision is to lead SafePay Network into becoming a cutting edge company that will thrive in constant flux of change and become responsive to customer’s needs, all while driving ongoing innovative payment capabilities and experiences.

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David G.W. Birch is a Director of Consult Hyperion, the IT management consultancy that specialises in electronic transactions. Here he provides specialist consultancy support to clients around the world, including all of the leading payment brands, major telecommunications providers, governments bodies and international organisations including the OECD. Before helping to found Consult Hyperion in 1986, he spent several years working as a consultant in Europe, the Far East and North America. He graduated from the University of Southampton with a B.Sc (Hons.) in Physics.

Described at the Oxford Internet Institute as “one of Britain’s most acute observers of the internet and social networks”, in The Telegraph as “one of the world’s leading experts on digital money”, in The Independent as a "grade-A geek", by the Centre for the Study of Financial Innovation as "one of the most user-friendly of the UK's uber-techies" and in Financial World as "mad", Dave is a member of the editorial board of the E-Finance & Payments Law and Policy, a columnist for SPEED and well-known for his thought leadership blogging at Tomorrow’s Transactions.

He has lectured to MBA level on the impact of new information and communications technologies, contributed to publications ranging from the Parliamentary IT Review to Prospect and Financial World. He wrote a Guardian column for many years. He is a media commentator on electronic business issues and has appeared on BBC television and radio, Sky and other channels around the world.

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Mark joined Vantiv in 2013 as the Senior Vice President of Direct Partner Products. With his extensive experience in the financial and payments space, Mark is charged with leading the product strategy and execution with direct merchant distribution partners, which includes: payment facilitators, referral partners and VARs/dealers. He is also focused on working closely with the Merchant Services Sales organization to successfully align Vantiv’s products, services and capabilities in the quickly evolving merchant distribution landscape.

Prior to joining the Vantiv team, Mark served as Senior Vice President of Bank of America Merchant Services (BAMS) where he was responsible for Product, Strategy and Sales for their Global Card-not-Present (CNP) practice. Mark specialized in complex merchant models, which included: Payment Service Provider (PSP)/Payment Facilitator (PF), Aggregator, Reseller, Submitter, Biller, Convenience Fee, and Crowd Sourcing. Prior to his time with Bank of America Merchant Services, he served as Senior Vice President of Strategy and the Chief Information Officer for 2checkout.com. He also established a consulting firm that serviced tier 1 global financial institutions where he was the liaison that mapped out and led organizations through optimized strategic growth and execution.

Mark graduated from St. Bonaventure University with a dual major in Accounting and Computer Science.

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Lori Breitzke is an expert in merchant acquiring, point-of-sale and prepaid card issuing of gift, payroll and general purpose reloadable cards. Her diverse background includes several leading transaction processing companies such as VeriFone, Ingenico, RBS Lynk and First Data. Lori’s expertise includes marketing & communications, web layout design, competitive research, prepaid program management, POS product management and partner recommendations. Lori is a frequent trade show and conference speaker and contributes to a number of industry publications. Lori is the Chairman of the ETA Education Committee, a member of the Green Sheet Selling Prepaid and Prepaid Press Advisory Boards and participating member of the ATMIA Electronic Payments Forum. Lori serves as an associate of The Strawhecker Group and owns her own consulting firm, E&S Consulting, LLC.

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Lindsay is the GM Marketplace, responsible for the company's retail operations and business development. Prior to joining OpenSky, Lindsay worked as an Associate at The Raine Group, a global merchant bank focused exclusively on the digital, media & entertainment and sports & lifestyle sectors. Prior to Raine, Lindsay worked at Goldman Sachs in the Technology, Media and Telecommunications Group. Lindsay earned a BS in Public Policy from Duke University.

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Christopher Brownlee is responsible for product development and management of Visa's global card-not-present authentication solutions including Verified by Visa and Visa Consumer Authentication Service. Chris was previously responsible for global chip and contactless platform development and program implementations. Prior to this role, Chris was responsible for acquirer and merchant acceptance strategy at Visa International. Before joining Visa in 2000, Chris worked in fixed income portfolio management at Dresdner RCM Capital Management and institutional product management at Morningstar, and earned a Bachelor of Science degree from University of California, Davis, in 1995.

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In his role as VP of Marketing, Don works with merchants, industry analysts, consultants, law enforcement and trade associations to determine best practices, trends in the market place and the latest threats to ecommerce businesses. Don has been a regular speaker on fraud topics at several industry events in the U.S. and Europe including: the CNP Expo, MRC, Shop.org, MasterCard Academy of Risk, eTail and Internet Retailing conferences.

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Jose Caldera manages IdentityMind's Anti Fraud and Risk Management Platform. He has been working in Internet Security and payment fraud for the last 15 years. He managed security management product for the Enterprise with McAfee and earlier with Securify.

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Peter is in charge of Adyen’s North American entities. He has over twenty five years experience in technology, international commerce and payments. Peter joined Adyen after his time with the Royal Bank of Scotland (RBS). With RBS, he headed up the global e-commerce sales and account management teams for the United States. Peter received his M.B.A., focused on Finance and Strategic Management, from Boston College and holds a B.A. in Economics from Villanova University.

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Stu has 20 years’ experience in enterprise software sales and technology start-ups. Semafone provides an innovative, patented solution that takes contact centers out of scope for PCI-DSS and helps make your environment more safe & secure for telephone payments. Semafone allows the call – and the call recording – to continue as normal while the customer enters their payment/credit card information using the telephone keypad. Card data is sent directly to the bank, avoiding the need for contact center agents to hear or see payment card details. Merchants worldwide invest in Semafone to prevent theft, fraud, and data breach, and also to save money in PCI-DSS compliance. Semafone is the only solution provider today that can offer scalable, flexible and resilient carrier-class software capable of supporting contact centers employing agents with hundreds or thousands or desktops.

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Karen Coffey is a Senior Payments Strategist with W. Capra Consulting Group in Chicago.

Karen’s varied career includes project management; roles in relationship and customer experience; creation and delivery of training programs, leadership and organizational development; strategic planning and process improvement.

Karen has been payments enthusiast for almost 10 years, guiding clients through the complex and varied payment processing environments focused in the card-not-present space. Karen has developed a solutions oriented approach to integration, process improvement and operational efficiencies coupled with excellent inter-personal communications, and a knack for simplifying industry requirements, technical specifications and compliance directives. Karen’s previous experience in training and development is at the core of her consultative approach through the use of education, advocacy and industry knowledge transfer.

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Andi Cook is a product marketing manager within TNS’ telecoms division and works on key initiatives in TNS’ e-Identity solutions suite. She utilizes her experience to assess market needs and customer requirements to ensure that TNSVerify is the strongest and most comprehensive phone based identity verification tool available in the marketplace. Andi enjoys developing innovative marketing campaigns and collateral to help to improve and optimize the TNS business.

Andi previously worked for TARGUSinfo, an information services company that delivers data about consumers and businesses in real time. At TARGUSinfo, Andi worked as a data analyst, business analyst, technical product support analyst, and as a verification program and market development manager, which have helped to shape her expertise in the identity software market.

Andi holds a Bachelor of Science degree in Systems Engineering from the University of Virginia, School of Engineering and Applied Sciences and achieved a minor in Economics. She was honored by the National Society of Collegiate Scholars for Outstanding Scholarship, Leadership and Service. She also holds a professional qualification in Pragmatic Marketing.

Andi resides in Reston VA and enjoys keeping active and fit through various hobbies that include TurboJam, modeling, hiking or running with her dogs, and coaching youth lacrosse. She is a keen traveler and also loves to spend time with family.

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Ralph Dangelmaier is CEO of BlueSnap, where he is leading the charge to establish BlueSnap as the payments leader in e-commerce. A payment processing veteran, Ralph brings a wealth of experience creating products for retailers, processors and financial institutions and has a proven track record of growing companies both organically and through M&A activity. Under his stewardship, companies have successfully capitalized on the rapid growth in commerce to increase their revenue and stock value

Ralph has more than 25 years of experience in strategy, marketing, sales, revenue, product, SaaS, development and delivery services for global customer base. Most recently, Ralph served as the President of Global Markets and Services for ACI Worldwide, a global provider of electronic payment software and solutions. While at ACI, he managed more than 1200 global resources and established consistent global sales and services practices to improve overall predictability of forecasting, deliver consistent client experience and increase cross- selling. As a result, he grew ACI’s worldwide sales and revenue by almost $ 700 million.

Prior to ACI, he was the CEO of P&H Solutions, leading the business from its early stages to more than $40 million of revenue before its acquisition by ACI in 2006.

Ralph started his career in the banking and payments industry through various operational roles with BankBoston. He graduated from Stonehill College with a BA in Economics, Minor in Engineering.

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Jayme DeBraal, CPA, is an accounting manager at Wisconsin-based Alta Resources, a company that specializes in business-process-outsourcing solutions for global brands in the following industries: healthcare/health insurance, entertainment and consumer-packaged goods. An expert in direct-to-consumer, member-based programs, Jayme is committed to maximizing membership value through payment optimization and secure, PCI-compliant payment processing. Prior to joining Alta Resources, she served as a public accountant for a variety of clients in the government, manufacturing, construction and service industries. Already possessing a bachelor's degree in accounting, Jayme is currently enrolled in the Executive MBA program at the University of Wisconsin-Madison.

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Sunil Dewan is Director of Product Management at First Data Corporation. For the past four years, Sunil has been leading First Data's recurring payments team focused on products for merchants providing digital goods, insurance, utilities and recurring services. In this capacity, he is responsible for managing the entire product lifecycle from ideation to post-release support for eCommerce products geared towards high-volume recurring billers. Having worked in issuing and acquiring environments, Sunil has a unique perspective into the entire electronic payment transaction lifecycle.

Prior to this position, Sunil was Director of Mobile Commerce Product/Project Management at Venyon where he was responsible for developing and launching Mobile Commerce initiatives. Before Venyon, he held various positions at First Data Corporation.

With a history of innovation, Sunil holds several patents and has published many articles on mobile payments.

Sunil has two master’s degrees, one in Information Technology Management from Creighton University and another in Business Administration from University of Nebraska. Sunil also has a bachelor’s degree in Accounting from University of Nebraska.

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Jay Diamonon is a Senior Vice President of Sales for Adyen Global Payments Services. Based in San Francisco, he is a global payments solution veteran--having previously worked at Visa, First Data, and GlobalCollect. Jay entered eCommerce in 1999 as Director of Business Development for the original luxury e-Tailer, Ashford.com. Prior to that, Jay spent his time in corporate finance--most notably for Continental Airlines. A native Houstonian, he earned a bachelor's degree in economics from The University of Virginia.

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Frank J. DiNuzzo III joined American in 1974 in the company’s IT organization. In 1976, he joined the Marketing department, where he coordinated the implementation of several key American Airlines' Marketing systems including the development of the Company's first Direct Marketing data base and also managed American's Admirals Clubs. He designed and implemented American’s AAdvantage Travel Awards Program and Citibank AAdvantage co-branded credit card. He also coordinated the introduction of Ticketless Travel at American.

As the Marketing Controller he administered and monitored a $4 billion operating budget and $20 billion in annual payment volume. He was responsible for overseeing American's Credit Card relationships and contracts as well as developing the company’s Alternate Payments Strategy. In that role he introduced a unique system in the UK to collect surcharges for international credit card payments, added PayPal as a form of payment on AA.com in the U.S., UK, and Canada and implemented PaySecure PIN Authentication for online Debit Transactions on AA.com. Has served on several Payments industry Advisory Groups.

DiNuzzo has an MBA from Eastern Michigan University.

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Terry brings more than 23 years of electronic payments expertise. Terry provides leadership and strategic direction for information technology (IT), application development, vendor relations, corporate security, IT risk, business continuity, and project management. Terry participates in a number of industry councils. He is the Chairman of the Secure Remote Payment Council (SRPc), Chairman of the Payment Processor Information Sharing Council (PPISC), member of Iowa InfraGard and Safeguard Iowa.

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As Executive Vice President, Marketing and Solution Innovation, Dan leads the company’s marketing activities as well as the solution innovation team, which is responsible for product innovation and management.

Dan brings more than 20 years of experience in both corporate and product marketing to this role. Most recently, he served as Global Director of Partner Marketing at Novell. Prior to that he held senior leadership positions at Kaspersky Lab and Progress Software.

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With more than a decade of payments industry experience, Robin Dupont joined the client relations group at PayPal as the SR. Manager of NA Client Services in June of 2012. In her previous role Robin helped lead Chase Paymentech Solutions as Director of Client Relations. Recognizing the rapid growth rate and consumer demand for payments, Robin established exclusive working agreements between Chase Paymentech and Visa and MasterCard. As she is heavily involved within various payment industry organizations, Robin currently serves as an advocate with Visa and MasterCard to ensure complete understanding of merchants and the associations. Robin oversaw and managed all aspects of client relations for several of Chase Paymentech's largest accounts. Robin joined Chase Paymentech in 2005, as a National Account Manager and then was promoted to a Director role in 2006. Robin is the recurring expert at PayPal. Prior to joining Chase Paymentech, Robin worked in Client Relations for over 20 years.

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Based in Payvision's Utah, USA office, Mr. Emig serves as Payvision's VP of Business Development for International Acquiring, working closely with Payvision's USA-based partners to cultivate payments processing relationships for Payvision's USA, Europe, and Asia platforms. Mr. Emig oversees the company's USA partnership program and provides training and support for ISOs, sales channel managers, and PSP/PF operators who bring strong merchant customers to Payvision for global e-commerce, multi-currency processing, and mobile payments acquiring initiatives. As Payvision's leading position in the CNP payments space continues to expand, Mr. Emig and his team bring added value to Payvision's partners and their merchants which operate in the global e-commerce marketplace.

Prior to joining Payvision, Mr. Emig served for 10 years as General Counsel and EVP for International Business Development at Vision Bankcard. Mr. Emig is an actively-licensed attorney with bar admissions in Utah and Arizona. He obtained his Juris Doctorate at Arizona State University and his B.A. in International Relations at Brigham Young University. Mr. Emig lives in Utah with his wife and six children. In his spare time, Mr. Emig enjoys playing golf and spending time with his family.

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In 2011 John joined OmniPay to establish the company's Product Management function. Based in Dublin, John is responsible for developing both a product strategy and product roadmap that delivers innovation and competitive advantage for OmniPay clients.

Prior to joining OmniPay, John worked at Realex Payments where he held the position Product Manager. Prior to Realex Payments, John spent over 7 years working at Valista, where he was involved in the design, launch and rollout of new mobile payment services such as direct to bill and mobile wallet payment solutions across Japan, North America and Europe. With over 16 years of relevant payments experience, John is regarded by many within the Payments Industry as a leading industry expert. John holds a Bachelor of Engineering degree in Electronic Engineering from the University of Limerick, Ireland.

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Kim Figor has over 11 years' experience in a plethora of marketing disciplines that encompass SEO & Paid Search Online Marketing, Loyalty Marketing, Marketing Communications, and Project Management. Her educational background includes a BABM and MBA in Marketing as well as Bing and Adwords Certifications. In addition to working at Google, where she assisted thousands of companies succeed online, Kim has been a key player in the start-up and growth of several technology and marketing companies. Kim's exceptional analytical skills relating to online marketing has proven to be instrumental in the success of online campaigns for companies in all industries and sizes.

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Tucker Foote is Vice President & Head of U.S. Government Affairs for MasterCard Worldwide. Mr. Foote is responsible for protecting and promoting MasterCard’s corporate objectives as he leads the strategy creation and execution of all political and legislative activities at the federal, state, and local levels throughout the United States.

Previously, Mr. Foote served on the staff of the House Financial Services Committee, ultimately leaving as Senior Professional Staff in 2005 to join MasterCard. His responsibilities on the Committee included oversight of regulated financial institutions and credit card industry practices, expanding consumer access to credit, eliminating predatory practices in the lending industry, and evaluating money laundering legislation and terrorist funding mechanisms.

Mr. Foote graduated from Yale University where he majored in Economics.

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Ryan Fritzsche is the President of Merchant Lifeline. Ryan Fritzsche has worked in the payment processing industry for ten years. During this time, Ryan has worked in all facets of the payment industry, including agent relations, customer support, technical support and management positions. Ryan has developed and consulted for chargeback management, risk and fraud mitigation companies. Ryan is passionate about working with companies to improve their abilities to perform through providing state of the art technologies and services.

Alyson Gabel is Manager of Federal Government Relations for eBay Inc. based in Washington, D.C. In this capacity, she works to promote smart policymaking in the high-growth area of mobile payments and to advocate for PayPal as a leader in global online payments to policymakers and regulators.

Prior to joining eBay Inc., Gabel served as the Legislative Director to U.S. Representative Blaine Luetkemeyer, a congressman from Missouri who serves on the House Financial Services Committee. Previously, Gabel served as Legislative Assistant and Deputy Press Secretary for U.S. Represenative Kenny Hulshof. A fifth generation Missourian, Gabel was born and raised in Warrensburg, Missouri. She is a graduate of the University of Missouri with degrees in journalism and French.

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Eido Gal is the Co-founder and Chief Executive Officer of Riskified, a risk enablement platform providing merchants with a guaranteed way to accept high risk transactions. Eido has been building risk and identity solutions for over a decade at companies such as PayPal, Fraudsciences and BillGuard.

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In July 2012 Rónán joined GlobalPaymentsCloud an innovative payments startup as Head of Product. GPC are developing several unique payment initiatives and will launch at the end of Q1. Prior to this Rónán held several roles in 12 years with arvato a leading global finance BPO company. His most recent role involved devising the strategy for the rollout of arvatos global payment platform. He also held client and operations management roles as well as managed arvatos banking and payment acquiring vendors, supporting global payment strategies for several key internet merchants. Rónán is based in Dublin, Ireland and has spoken at the DRF and CNP Payment Forum conferences. Rónáns five sons ensure life is never dull and his spare time is taken up with coaching Gaelic Football, Hurling and Rugby and building Lego, which are all great ways to prepare for work!

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Ralf Germer is the CEO and co-founder of PagBrasil, the premier online payment processing service in Brazil designed for international merchants and payment service providers. Clients gain access to the broadest set of local payment methods and more than 15 years of experience in processing online payments in Brazil. Ralf has 20 years of international experience in marketing and a proven track record in online sales and payment processing. He was Vice President of Product Marketing Europe at Actebis and later founded 4M Iberoamérica. He holds a business administration and engineering degree and has lived in Brazil, Portugal, Spain and Germany. In addition to German which is his native language, he is also fluent in English, Spanish and Portuguese.

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Dan has more than two decades of experience launching, managing and advising businesses. As Kimbia’s CEO, he leads the development and execution of the company’s corporate strategy. Prior to founding Kimbia, Dan founded and headed a successful, professional advisory services business, served as Senior Vice President and CFO of an early-stage telecommunications company, and worked in various roles with Credit Suisse, PepsiCo and Price Waterhouse. Dan is a director of the Metro Board of the YMCA of Austin. He has an MBA from Harvard Business School and a B.B.A. in Accounting from Harding University.

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Roy has three decades of experience developing innovative companies; initially starting and subsequently selling a successful chain of automotive care facilities. He then collaborated on a sports clothing company with Dennis Rodman in the early 90’s. Roy now owns several successful online and instore brands selling products through QVC, Ulta, Zappos, Overstock, Dermstore and other online merchants. A seasoned entrepreneur, in 2008 Roy began working with Ken Paves and Jessica Simpson on a hair care line that today is sold in over 88 countries worldwide. Together with his wife Rose, the pair has launched several popular online brands within the fashion, health and beauty aid markets currently selling products to a variety of resellers ranging from Walgreens to NFL, NBA and MLB and most College teams.

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Ian is truly a right and left brain thinker.

Armed with a BComm degree in Marketing and formal training in fine arts, Ian pursued entrepreneurial opportunities that eventually led him to an exciting career in communications and design over a decade ago. Before joining OneMethod, he built brands, developed proprietary technology and managed client relationships with internationally recognized organizations like Toyota, Billabong and Canadian Tire, to name a few.

Ian’s passion for anything creative and motivation to succeed comes from a belief that the best results come from chasing what you love. This belief led to his involvement in Music & Entertainment projects, where he developed unconventional methods to build and monetize personal brands through strategic partnerships. It also led him to join a nationally registered charity called Lights, Camera, Imagine of Canada. As an active board member, he has been integral to its development. Ian has also donated his time and resources as a strategic arm for other non-for profit organizations.

At OneMethod, Ian puts his years of experience to hard work. From identifying opportunities, all the way through to the strategy and planning phase of projects, Ian’s team-oriented approach ensures no stones go unturned prior to execution – all without breaking a sweat.

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Jennifer Grimm has 15 years of retail expertise as the owner and CVO of LUX Beauty Boutique, an independent specialty store selling high-end, selectively distributed cosmetic brands in Edmonton, Canada. A born entrepreneur, Jennifer is passionate about all matters of retail, from business strategy to store design, culminating in exceptional customer experience. Always innovating, she and her team have built sales per square foot to three times industry average, and are actively expanding to omni-channel commerce in multiple store locations. Jennifer graduated from the University of Alberta with a degree in Business Commerce.

Annmarie D. "Mimi" Hart is President, CEO and Chairman of MagTek, Inc. She joined MagTek, the leading provider of secure card reading and authentication technology, in January 2003. Through her leadership and vision, MagTek spearheaded the development of the industry's first secure card readers in 2005 and in 2006 launched Magensa, a wholly-owned subsidiary of MagTek which provides a broad range of PCI compliant, cloud-based payment protection and gateway services including decryption, tokenization, card/terminal authentication, and key management services.

Prior to joining MagTek she was the founder and President of Express Card Systems, Inc. a technology solutions provider. Recently, she helped to found the Secure Remote Payment Council, an industry group focused on enhancing on-line and mobile payment security. Mimi has been a strong supporter of Industry Standards and ensures that representatives of MagTek play key roles in the ANSI and ISO workgroups that formulate new standards. As an industry spokesperson, she has called for greater security especially as it affects the consumer and has often noted that strong consumer protection benefits all stakeholders in the payment infrastructure.

Mimi is a graduate of Boston College.

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Mohammad is Payza’s Vice President of Product and Business Strategy. He manages the life-cycle of the company’s products, from inception to deployment, as he supervises teams of product managers. Mohammad is central to the success Payza currently enjoys due to his direct involvement in the development of the company’s service offerings.

Mohammad started his career as a business analyst at CMG Inc., during which time he acquired global industry knowledge. He then joined AlertPay in 2007 and quickly rose through the company ranks, as he introduced new products that contributed directly to the company’s growth in breadth and depth of market share. At Payza, Mohammad is been responsible for conceiving and implementing the company’s strategies regarding the development and deployment of its products.

Mohammad holds a Bachelor of Science degree in Biochemistry from McGill University.

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Joan E. Herbig is a longtime contributor and thought leader within the payments and technology communities. As CEO of Atlanta-based ControlScan, she is responsible for the company’s overall business operations and is focused on expanding the company's position as an expert provider of PCI compliance and data security for small- to mid-sized merchants. Prior to ControlScan, Ms. Herbig held CEO positions with Cambia Security, Inc. and XcelleNet, Inc.

Ms. Herbig currently serves on the Board of Directors for the Electronic Transactions Association (ETA), The Women’s Network in Electronic Transactions (W.net) and Technology Association of Georgia (TAG). She has authored articles for recognized payments industry publications including Transaction Trends, The Green Sheet and Electronic Retailer.

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Jason Hogsed is the head of global trust and safety operations at StubHub, an eBay company. StubHub is the world's largest fan-to-fan ticketing marketplace. Jason's operations teams are the 24x7 eyes and ears protecting Stubhub, the marketplace and StubHub's fans, around the globe. For the past 14 years, Jason has been managing fraud and risk by developing anti-fraud strategies using a combination of big data analytics, technology, and effective people management. Today, Jason has oversight of transactional fraud risk, risk modeling, marketplace policies, site abuse, user agreement adherence, and chargeback handling.

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Jared Horowitz is CRO of Branding Brand (brandingbrand.com), a mobile commerce platform used by over 150 leading retailers, including American Eagle Outfitters, Costco, Crate & Barrel, Ralph Lauren, and Sephora. Prior to Branding Brand, Jared was at Steve Madden, where he was responsible for the growth of the company's online and mobile strategies.

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Mark Horwedel is CEO of the Merchant Advisory Group, the only merchant trade association exclusively devoted to merchant payments. Mark has over 37 years of payments industry experience having served as CEO of a shared debit network, as a bank CEO and most recently as Walmart's Director of Payments. Mark has negotiated hundreds of contracts with payments processors, financial institutions and merchants.

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Lee Jurgens was born in Amsterdam, which he considers the best city of the world. Currently, he is director of Sales, Tender Audit and Special Projects for Ralph Lauren and serves as board chairman of the Merchant Advisory Group. Previously, Lee was controller for independent film company Good Machine and served as sales and cash audit manager for Toys R US. He began his career as an internal auditor for his alma mater, the Universiteit van Amsterdam, where he had collected accounting and computer science degrees.

Lee spends part of his free time watching British films from the 1950s and '60s. He is married to Randi, the love of his life, has 19- and 20-year-old sons and is the proud owner of a rescue dog who "doesn't understand how lucky she is."

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Dave Kaminsky is a Senior Analyst with Mercator Advisory Group. He contributes the majority of his research to Mercator's Emerging Technologies Advisory Service, focusing on the ways innovative technologies shape the payments ecosystem, and how payment networks, acquirers, issuers, processors, merchants, solution vendors, and consumers can best utilize those technologies to further their individual needs.

Dave holds a B.A. in Economics and Chinese from Tufts University, and is a Certified Smart Card Industry Professional with a focus in Payments (CSCIP/P).

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A multi-faceted and dynamic entrepreneur, Eli Katz was an early pioneer in the ecommerce and Internet Retail industry. He has successfully led three companies to the coveted ranks of the “IR 500” (Internet Retailer Magazine’s ranking of the top 500 internet retail companies).

In 1995, when Katz founded iBeauty.com, e-commerce simply did not exist and the idea of selling perfumes online seemed completely preposterous. By 1999 iBeauty was selling over $3 million worth of perfume online and the Company was sold to a private investor group in a transaction valued at $80 million.

In 2000, Katz brought his business acumen to HomeClick.com. As CEO, he transformed it from a bankrupt post dot-com boom retailer of toilets and kitchen sinks –with less than a million dollars in revenue—into a premier Web destination with more than $25 million in revenue by 2003. In 2007 he led an acquisition of Ashford.com, one of the earliest online retailers of luxury watches and jewelry, and served as its President until April 2011.

Katz is currently the CEO of “The Emob” (theemob.org) a private network of ecommerce retailers representing over $1 billion in online revenue. Members are able to gain a competitive edge by leveraging the collective knowledge, know-how and experience of the group.

He is a frequent speaker at Internet industry events and has been quoted and profiled widely in media including the Wall Street Journal, New York Times, BusinessWeek, and CNBC.

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Louis Kearns is the Director of Payments at Shopify. Shopify is a leading e-commerce solution that allows businesses to set up their web stores and accept orders and payments from day one. With a background in payments, risk, online gaming, and e-commerce, his past projects have focused on building payments roadmaps, integrating global payment solutions, and developing customized fraud and anti-collusion systems. Louis has lived in Vancouver, Montreal and Boston, with past positions at Pivotal Payments and Everest Gaming. A proud father of two, Louis currently lives in Ottawa, Canada.

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Wendy has deep international management consulting experience working with Fortune 100 companies and executives in industries including retail and consumer technology, to global companies such as IBM, BT, Ameritech, Nokia and Safeway.  The principal focus of her work has been to understand consumer behaviour, segmentation and the shopper journey for a wide variety of consumer and B2B products including PCs and wireless phones.  Wendy founded Digital Retail Apps and created the in-aisle commerce solution “SelfPay” in late 2011 following 20+ years working for business school faculty based management consultancies including The Mac Group (later became Gemini Consulting), Chicago Strategy Associates and The Transitions Group.

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Scott has 24 years’ experience in the acquiring industry. Working with TSYS, Vital Processing and Global Payments, Scott has not only sold these enterprise systems but has been involved in conversions, client management, client training and programming.

A career including working in operations and programming within the Merchant Division at TSYS, a VP of Sales at Vital and a Director of Sales at Global Payments Scott has worked on every facet of the relationship between the Acquirer, the Processor and the Merchant.

Scott has extensive experience with Service Contracts, Processing Contracts, Pricing and Client Development. As an experienced Acquiring Industry consultant, Scott provides critical assistance to associations, processors, acquirers and merchants. Services include but are not limited to projects for card not present processing, prepaid programs, M&A and RFP services.

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Andy Kinnecom is a partner and founder of Swipe for a Cause, a First Data merchant processing company and registered ISO/MSP of Wells Fargo Bank, N.A.

Swipe for a Cause is unique in the industry as it was formed for the sole purpose of raising funds for non-profit hospice missions. 100% of Swipe’s profits are donated to hospice.

Andy has served on the board of directors for several other non-profit organizations and has been associated with the payments industry for 15 years. He also spent 30 years of his career in the hotel and hospitality industry, most recently owning and operating a historic golf and tennis resort in North Carolina. He was previously affiliated with Best Western International for many years and served as a district Governor for the brand.

Dan is responsible for directing the marketing and merchant strategic and operational functions for the SHAZAM network. He leads the innovation and expansion of company products and services, providing guidance and coordination from the customers’ perspectives.

Dan has an extensive 19-year background in merchant portfolio management, electronic funds transfer (EFT) sales, and EFT marketing. He joined SHAZAM in 1999 as a Merchant Product Manager, and became the Senior Vice President of Merchant Services in 2001. He moved to his current role of Senior Vice President of Marketing and Merchant Services in 2006.

In 2007, Dan joined the board of directors for the Iowa Grocery Industry Association (IGIA). Dan has served as chairman of the IGIA, president for Prevent Child Abuse Iowa, and currently serves on the ETA Strategic Leadership Program Planning Committee for 2013.

Dan holds a bachelor’s degree in business administration from Loyola University in New Orleans, Louisiana.

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Janet Langenderfer is the Managing Director of Vision Partners & Associates, a consulting firm that specializes in helping large merchants optimize their interchange situation and advises on processor analysis, regulatory and industry changes, cost management, risk management, PCI, co-branding, and new technologies.

As Senior Director of Credit Cards at Amtrak from 2004 to 2011, she managed over $1.5 billion in customer payments, added more than $250 million to the bottom line, and she represented the company on Capitol Hill regarding payments issues. Prior to joining Amtrak, Janet built an extensive background in the payments industry having worked for MasterCard International, First National Bank of Chicago, Booz Allen & Hamilton and many merchants of all sizes.

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Teri Lamitie is the director of digital marketing products and services at WGBH in Boston, where she leads a team that is responsible for publishing local public media websites and raising revenue through station membership support. Teri has 12 years of experience growing philanthropic giving and membership support for non-profits online, with a focus on integrated marketing and relationship-building activities that drive conversion.

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Paul Larsen and PLC LLC delivers guidance regarding the incisive utilization of tools and weapons which help subscription merchants overcome the kind of involuntary customer churn resulting from credit card 'problems', thereby extending and maximizing the lifetime value of their customer relationships.

PLC has been providing these solutions for 9 years and counts Audible, Hulu, Guthy-Renker, Disney and Zinio among the nearly 300 merchants it has served

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Paris Leung has over 10 years of experience in the technology and financial services industries. He is responsible for BilltoMobile's direct and channel sales strategy and partnerships. He is an seasoned expert in eCommerce payment, reconciliation, security, fraud management, performance marketing and customer acquisition. Prior to BilltoMobile, Paris held sales and business development positions at CyberSource Corporation and Wells Fargo. He holds a masters degree in Mass Communications from Boston University.

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In this role, Phil is responsible for product strategy and commercialization of First Data’s suite of Card-not-Present payment solutions.

Prior to joining First Data in 2009, Phil was Sr. Vice President, eCommerce at Fidelity National Information Services (FIS). In this role, Phil was responsible for product development, sales and customer support for the Company’s eCommerce payment processing and risk management business. Prior to FIS, Phil was Vice President, Retail & Government Solutions at eFunds Corporation responsible for delivery of payment and risk management solutions to the Retail and Government markets.

Phil has more than 20 years experience in product management, sales, business development and marketing with companies including i2 Technologies, Savvis Communications and Hewlett-Packard. Phil is a graduate of Lafayette College and the University of Rochester, Simon School of Business.

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Ed is the founder and president of Subuno, a SaaS fraud prevention platform for SMB merchants. Ed works closely with merchants to develop and implement fraud prevention strategies and guide Subuno with a customer focused vision. Prior to founding Subuno, he was the head of business development for a fraud prevention data solution provider, overseeing sales and business development activities. Under his leadership, the fraud screening transactional volume grew from 1 million to 30 million per month, protecting thousands of merchants from fraud. Ed holds a bachelor's degree from Boston College.

Michael Liquornik is President of Fin-Serv Advisors, a consulting practice focused on advising various participants in the payments industry, including Financial Institution, Processors, Payment Service Providers/Payment Facilitators, Commerce Platforms, Large Corporate Merchants and Private Equity/Venture Capital investors in the Payments Sector, in North America, Europe, LAC and Asia-Pac. Mr. Liquornik has served as a Senior Executive and advisor in the Payments industry for the past 12+ years. He previously served as Chief Operating Officer of Optimal Payments Inc. and Executive Vice-President, Payment and Operations at NEOVIA Financial PLC, each of which provides payment solutions to merchants in general, and e-commerce merchants in particular. Mr. Liquornik, through Fin-Serv, advises and assists clients with developing their Global “core payments” capabilities, entering new markets, understanding local forms of payments, credit/risk/compliance and regulatory matters, as well as providing M&A advisory services on payments-related matters.

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Mr. Lynch joined Verifi in 2006 as its first employee and has over 12 years of experience in business development, sales and marketing in the payments industry. His focus is on developing strategic partnerships, channel sales, as well as referral and reseller partners.

Prior to joining Verifi, Mr. Lynch served consecutively as Director of Marketing, Director of Sales, and finally Director of Business Development for Cardinal Commerce Corporation. While at Cardinal, Mr. Lynch established and managed the inside sales division. In addition, he was responsible for developing key strategic partnerships with payment gateways, acquirers, and payment processors. He also oversaw the development and execution of their marketing strategy and public relations.

Mr. Lynch has been a presenter at industry trade events, including the CNP Expo, DRF, and MRC, and has been published in a number payment industry periodicals. Mr. Lynch holds a Bachelor of Fine Arts degree from the University of Dayton.

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Lisa Maier is the founder and CEO of LocalDirective, a digital marketing agency that develops and executes strategically-based, integrated marketing programs for B2B and B2C clients that serve national, regional or local marketplaces. We help you when you must dominate your online space.

Ms. Maier founded LocalDirective with the belief that geographically-based companies were not well-served online. Her perspectives were shaped by over 13 years of senior and field-level sales management for yellow pages, and additional experience in sales operations (process, training, incentives, and supporting information systems) for over 1500 sales representatives and managers.

Her background also includes a undergraduate degrees in Economics and Sociology, a Wharton MBA degree in Information Strategies & Economics, top tier technology strategy consulting and close to the years helping small technology companies traverse the chasm from good products to nationally scaled businesses, particularly making use of online marketing and media programs.

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Andre has extensive experience in the payment industry. Before joining ModusLink as Global Vendor Service Manager, he held the position of Sr. Payment Consultant at Innopay, an independent consulting firm specializing in online transactions. At WorldPay he acted as a trusted advisor and payment consultant for their largest merchants. Andre has been working in information technology for over 15 years. With his passion to share his knowledge, he helps organizations to understand the complexities of specific business ecosystems identify their own needs and select the appropriate business partners for offering payment and eCommerce capabilities.

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Sam Mallikarjunan is an internet marketing professional specializing in using inbound marketing strategies to generate leads, customers, and top line revenue. He currently works as the Head of eCommerce Marketing at HubSpot. Before coming to HubSpot, Sam worked as the CMO at lead generation and eCommerce firms where he focused on leveraging inbound marketing methods to improve marketing and sales efficiencies.

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Michael Mallon has been involved in the eCommerce payments and chargeback management space for over 10 years. For most of this time, his primary responsibility was managing a shared services team which provided chargeback management services for some of the largest eCommerce merchants globally. The industry verticals this team supported included: digital goods and services, hard good retail, travel & entertainment, alternative payment gateways as well as non-digital service providers. In recent years, Michael’s focus has shifted from operational fulfillment to a more consultant focused role in the global chargeback management space and today he is responsible for managing Accertify’s Chargeback Management Product Offering.

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Donald Malloy is the Director of Business Development for KOBIL Technologies, a long time German security company.

Malloy has more than 20 years’ experience in the Security and Payment industry and is responsible for building the business in the Americas for KOBIL Technologies in the area of Mobile Banking and online Security.

Don spent more than 7 years developing the Display Card business with NagraID Security and prior to that was Business Development and Marketing Manager for Secure Smart Card ICs for both Phillips Semiconductors and Infineon Technologies.

Don originally comes from Boston where he was educated and has degrees in Organic Chemistry and M.B.A. in Marketing. He lives in California and is married with 3 daughters, in his spare time he enjoys hiking, kayaking and traveling around this beautiful world.

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Ron is a Managing Director at Market Innovations, a consulting firm that specializes in business strategy and the development/implementation of new products, services and businesses globally. Ron has held senior management and consulting positions with JP Morgan Chase, MasterCard Inc., Edgar, Dunn & Company and Novantas. He is considered a payments industry thought leader, has spoken at payments conferences, written numerous articles, taught marketing to bankers in North and South America, and created a unique information product focused on preferred payments. Ron co-Founded and is a Board member of NYPAY. Ron has a BA in Psychology (Experimental) from Binghamton University and an MBA from the Tepper School of Business at Carnegie Mellon University.

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David is an innovative risk management professional with a unique expertise in engineering risk prevention, detection and control processes.

David is currently a Senior Fraud consultant for Wave Crest Payments where he is helping to pioneer an innovative risk management solution to protect their upcoming payment products.

Prior to his recent consulting ventures, David spent thirteen years as Director of Prepaid Risk Management for FIS were he was responsible for the strategic design and implementation of fraud mitigation and monitoring tools for the prepaid card division. He provided expertise and administrative oversight on FFIEC audits and regulatory compliance related to the Bank Secrecy Act, anti money laundering practices and adherence to the FinCEN Prepaid Access rules related to these disciplines.

David is also a fourteen-year law enforcement veteran with expertise in physical security, crime prevention, anti-terrorism intelligence gathering, criminal investigations and undercover street crime operations.

David attended Saint Leo University and holds a variety of law enforcement certifications through the Florida Department of Law Enforcement and the Attorney Generals Office. He is also a member of the Association of Certified Fraud Examiners, Association of Certified Anti-Money Laundering Specialists and the International Financial Crimes Investigators Association.

Mike McCormack is Managing Director of Palma Advisors, a consultancy specializing in the payments transaction industry, with a specific focus on merchant acquiring. The firm provides expert advisory and consultative services on merchant transaction acquiring and payment systems operations, rules, and technologies. The firm’s clients include financial institutions, law firms, merchants, transaction processors, and technology companies, both domestic and international.

Mike has worked on payment transaction projects for 24 years as a consultant, on behalf of various merchants, and with Wells Fargo Bank. Mike was a principal participant in the formation, design, and implementation of Wells Fargo’s joint-venture alliance acquiring relationship with First Data in the 1990s, the first of its kind in the acquiring industry.

Mike has worked extensively on acquiring product design, service implementations, and various forensic analysis projects. Mike is co-inventor of a U.S. and Internationally filed patent, “time of transaction currency conversion,” which concerns multicurrency processing at the point-of-sale. Mike has served as a consulting expert witness in cases and official proceedings concerning payment cards and merchant acquiring, including interchange fee and foreign currency conversion fee matters in the U.S., Canada, New Zealand, and several other jurisdictions.

Mike holds a Master of Arts degree in the Ford Dorsey Program in International Policy Studies from Stanford University, and a Bachelors of Arts degree in Political Science from California Polytechnic State University San Luis Obispo California.

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Greg is Co-founder & CEO of PayPlum, an enterprise-class PA DSS software company focused exclusively on reducing the scope and costs of PCI compliance for enterprise merchants worldwide by utilizing innovative messaging protocols with a high availability and fault tolerant architecture.

Prior to PayPlum, Greg launched a new business intelligence and analytics division of a $350M global consulting company serving Fortune 100 clients. Greg was also CEO of a venture capital backed payments security company delivering SaaS based PCI DSS solutions with connections to 90% of the world's largest payment processors. Greg is a co-inventor on three secure transport patent pending solutions, including PayPlum's key patent.

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David Montague is the founder and President of The Fraud Practice. He has spent the last 17 years working in the eCommerce space, and his background includes an in-depth application of innovative solutions for preventing B2C and B2B e-commerce fraud. Prior to founding The Fraud Practice he held positions as the Director of Risk Solutions at CyberSource Inc and National Principal at IBM Global Services. As well as being an eCommerce Fraud Professional certified by The Fraud Practice, Mr. Montague is a published author, having written “Fraud Prevention Techniques For Credit Card Fraud” (published 2004) and “Essentials of Online Payment Security and Fraud Prevention (published 2010), and speaks at events around the world about eCommerce payments and fraud.

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Ken Moy is group head, U.S. Emerging Payments Lead for Global Products & Solutions for MasterCard Worldwide. In this role, he is responsible for development and commercialization of emerging payment platforms including e-Commerce, mobile, contact & contactless smartcards, P2P, rewards & offers and other value-added services for the U.S. market.

Mr. Moy holds a BA in Sociology & Psychology and a MS in Business Management from the State University of New York at Stony Brook.

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Michael heads up Jumio's worldwide sales and business development efforts and brings over 20 years of high-growth company experience to this role. As Senior Vice President, Global Sales and Services at CyberSource, Michael oversaw all enterprise sales and professional services functions worldwide.

During his tenure, he was responsible for driving revenue growth from $35M (2004) to $340M, increasing global department staff from 58 to 177, establishing new international offices in Singapore, China, Brazil, Australia, and Dubai, and implementing new enterprise-wide compensation and organizational structures. He served in a primary role in driving the $2 billion acquisition of CyberSource by Visa Inc. in 2010. In addition to his experience with CyberSource, Michael has held a variety of sales positions in a number of technology companies, including AVT Corporation, Comdial Corporation, Nitsuko America, and Inter-Tel.

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Oxman brings two decades of technology industry and policy experience to ETA. He joins ETA from the Consumer Electronics Association (CEA), the U.S. trade association that produces the International CES®, where he served as senior vice president of industry affairs. Previously, Oxman served as general counsel of a technology industry trade association and as vice president of a Silicon Valley-based technology company. Oxman also worked at the Federal Communications Commission to develop and implement technology and broadband policies.

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Mike Pancotto, SVP Internal Risk and Audit Execution at US Bank/FSV: Mike has over 35 years of managerial experience in Financial Services Operations, Consulting and Relationship Management. Prior to joining US Bank/FSV in 2006, Mike was with Metavante Banking Solutions where he served as a National Account Relationship Manager and Project Manager in the Internal Consulting Group. Mike was also with Earnings Performance Group where he managed the Wholesale Banking Consulting Practice, at SunTrust Banks as Manager of Wholesale and Retail Lockbox Operation, and at Manufacturers Hanover Trust Company (JPM CHASE) where he managed the Account Reconcilement Department.

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Dave manages fraud, payments and chargeback disputes for Jagex. Working in Account Security for 5 years, Dave moved to fraud and payments 2 years ago. He uses fraud engines and in-house initiatives to manage fraud attacks assuring Jagex is secure, whilst not turning away good business. Working within the Business Intelligence team, Dave uses large data sets to analyse and adapt Jagex’s fraud strategy, always with the aim of make fraud cover a profit generator rather than a business cost. Jagex is the largest game developer in the UK employing over 450 people.

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Rey Pasinli is one of the merchant service industry’s foremost experts on internet fraud and security. With thirteen years of industry experience, he has successfully managed over 10,000 internet merchants. As Executive Director of Total Apps Inc., Mr. Pasinli is responsible for identifying and developing emerging fraud scrubbing technologies to improve the security of each client’s processing. Mr. Pasinli currently collaborates with former government officials, the top executives at multiple processors along with prominent internet marketing organizations, to establish underwriting protocols, fraud detection and prevention programs along with implementation of today’s most robust fraud scrubbing technologies. Clean processing is less problematic and more profitable over the long term for everyone involved.

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George brings 10 years in payments technology and 25 years in IT and entrepreneurial management to help clients with strategy and market development. He applies his consulting expertise across a range of business and technology issues with particular emphasis on competitive positioning, technology investment road mapping, and innovation.

Before joining Glenbrook, George directed Mercator Advisory Group's emerging technologies advisory service. His research there focused on mobile payments acceptance trends, data security in eCommerce and point of sale transactions, and digital identity.

As Vice President of Aberdeen Group's telecommunications research, he led a team of 20 providing research and consulting services to large internet infrastructure firms in the networking, mobile, and data center sectors including Cisco, Ciena, Lucent, and others.

His entrepreneurial experience includes co-founder roles at payment identity firm Payment Pathways, internet service provider RapidNet, and business aviation online training firm DigiFlite.

George is also a Certified Smart Card Industry Professional / Payments (CSCIP/P).

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Alex Pezold is the CEO and Co-Founder of TokenEx, the leading Tokenization Service Provider in the Financial Services space.

TokenEx is a data security company that provides a cloud-based platform, which couples tokenization, encryption, and key management in order to help merchants and service providers manage risk, reduce compliance, save money, and stay independent. TokenEx is unique in that it gives merchants unlimited flexibility in choosing their payment processor, payment acceptance channel, and integration points. This degree of virtually unlimited flexibility separates TokenEx from its competition.

Prior to his role at TokenEx, Alex served as a strategic advisor to executive leadership surrounding Information Assurance & Information Security. He also held positions serving as Chief Information Security Officer for a financial institution and a Security Consultant for the US Department of Commerce, MasterCard Worldwide, and Anheuser-Busch. He holds a Master of Science in Computer Science, with an Information Security emphasis, from the University of Tulsa, and regularly speaks on topics including: Data Security, Defense in Depth, Streamlining Compliance, and Information Security Thought Leadership.

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Tom Pouliot brings over two decades of payment processing and bankcard industry experience to his role as Payment Evangelist for Litle & Co..

Prior to joining Litle , Pouliot had founded his own independent sales organization (ISO) Alliance Merchant Services of Orlando, FL. AMS focused on mid to large retailers, hotels and medical payments in Central Florida. It was sold to Sage Payment Systems in 2005.

Previously, he served as Vice President of Payment Processing for Promisant Ltd, a multi-currency processing company located in Hamilton, Bermuda.

He also held a high-profile role as Senior/Vice President of Electronic Commerce for MasterCard International, where served on the International Security Committee, the International Operating Committee (rules and regulations) Interchange Rate Committee (set interchange rates) and was a representative on EMV Chip card standards board.

Pouliot’s original Litle & Co. roots stretch back to his role as Product Manager, and employee No.14 at the original Litle & Co. of Salem, NH, which today is part of Chase Paymentech.

As Litle & Co.’s Payments Evangelist, his primary role is to provide continuing education for employees and merchants. He serves as briefings executive on the payments industry-at-large, as well as competitive market trends, issues and positioning. He also holds a key Product Marketing leadership role with the goal of providing additional educational materials on Litle & Co. services for current and prospective merchants.

Pouliot holds BAs in Economics and Political Science from McGill University in Montreal, Canada.

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Aaron Press is an independent payment industry analyst and consultant with nearly twenty years of experience in market analysis and corporate development. His experience stretches across the payments industry landscape, from issuing to processing to acquiring. Aaron has held strategic leadership roles at leading technology and payments companies including Gemalto, Chase Paymentech, Alliance Data, and IBM.

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Chris Priebe is the Director, Treasury - Payment Strategies for Southwest Airlines Co. He is responsible for payment strategies and all payment acceptance contracts in excess of $20 billion per year. Since starting at Southwest 15 years ago, Priebe has held a variety of leadership positions including Director of Accounting Operations and the Director of Sales Accounting.

Priebe’s teams at Southwest have been responsible for all of the company’s payment functions including Cobrand Accounting, Card Fraud Prevention, Card Acceptance and International Payment Acceptance, Accounts Payable and Treasury Operations. He has served on Board of the Merchant Advisory Group since inception and as the Treasurer since 2009.

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Greg Raiz, founded Raizlabs in 2003 with a vision to create awesome software. Greg is a leader in the Boston technology and mobile community and has worked on a wide range of problems. He got his start at Microsoft as a program manager on Windows XP. After XP Greg moved back to Boston and founded Raizlabs with a focus on user experience. For the first four years Raizlabs concentrated on designing interfaces for web applications. In 2007 when Apple released the iPhone:

The iPhone was the perfect platform for us. We had spent years crafting experiences and designing software. Here was a platform that not only made it easy, but made it fun.

Our first app was launched within a month of the AppStore unveiling. One soon became two, and two soon became dozens. Greg is active in the mobile and design community, in Boston and beyond. He founded DrinksOnTap.org and has spoken on mobile tech at many universities and events including: MIT, MobileMonday, Harvard Business School, Bentley, Olin as well as for companies like Microsoft, Fidelity, Staples and others. He has served as vice chair BostonCHI and secretary of the usability group, UPA Boston. He is currently growing the company and launching a new service called AppBlade.com. Gregory Raiz can be contacted at graiz@raizlabs.com. His personal blog called Greg’s Head covers interface design, mobile technology and user experience topics. He can also be found on Twitter as @graiz.

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Rajesh Ramanand is the Co-Founder and Chief Executive Officer of Signifyd, a payments and fraud risk management company based out of Palo Alto, CA. Most recently, Raj led Emerging Markets Risk at PayPal, responsible for managing fraud and credit risk in Latin America, the Middle East and Africa. Prior to PayPal, Raj founded, built, and led the Risk Management Division for Payments and Shipping at FedEx Corporation, where he introduced the first Package Intercept program. He has more than a decade of experience in payments and fraud risk working with merchants across the globe. Raj graduated from Tulane University with degrees in Computer Science.

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In his current role, Mr. Reany has responsibility for the development and implementation of MasterCard’s enterprise authentication strategy. This includes authentication solutions for eCommerce, Mobile Commerce and card present environments. As part of the Emerging Payment’s management team, his responsibilities include developing cross functional solutions, building value for all stakeholders in the payments process and working with industry leaders to develop safe and consumer-friendly solutions.

Prior to this assignment, Mr. Reany was the Group Head of Commerce Gateway Services. His responsibilities included product management and development of MasterCard’s global e-Commerce processing services, including the DataCash business acquisition and integration efforts. In addition, his team managed the expansion and development of the MasterCard Internet Gateway Services (MiGS). Mr. Reany also served on the Board of Directors for DataCash LTD in this role.

In past roles, Mr. Reany held key management and business consulting positions throughout the MasterCard technology and Product Development organizations. During his tenure at MasterCard, he has overseen Authorization and Clearing product development and product management group. He was also part of strategic planning and business development for Authorization services, technical development of the Smart Data Commercial services and business consulting for eCommerce services.

Before joining MasterCard in 1996, Mr. Reany spent 10 years in the point-of-sale system industry where he managed the implementation of electronic benefits transfer services, promotion-based couponing and payment processing for large grocery retailers in the U.S. market.

Mr. Reany holds a bachelor’s degree in business administration from the University of Missouri, St. Louis where he has been recognized as a distinguished alumnus and inducted into the Beta Gamma Sigma business honor society. He also holds a master’s degree in information management from Washington University. Mr. Reany has also actively supported several local philanthropic organizations including board positions for St. Louis Effort for AIDS, a charitable organization that focuses on funding education, prevention, early diagnosis and treatment support for high risk communities, and President - University of Missouri- St Louis MIS Advisory board.

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Jim Rice is currently Director of Market Planning for the Retail Market with LexisNexis Risk Solutions. In this role, Jim brings his knowledge of the Retail Market and understanding of Risk Management solutions to shape the strategic approach of LexisNexis Risk Solutions within Retail. His responsibilities include strategy development, product direction and market assessment to address Retailer needs.

Jim has over 18 years of experience in the information solution industry. In addition to the Retail industry, Jim has worked in the Tax, Accounting, Legal, Financial, Educational and Knowledge Management industries to bring to market effective data based solutions that facilitate business decision processes. Jim has held key market and product positions in such companies as CCH, Inc. and Thomson Publishing as well as LexisNexis.

Jim holds a Juris Doctorate from the University of Cincinnati College of Law as well as undergraduate degrees from Miami University.

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As VP of Sales Engineering, Michael Roche has been with CardinalCommerce since 2003. The founding member of the sales force and merchant support teams he’s had the chance to contribute and lead the evolution of all Cardinal’s authentication programs, while working very closely with both Visa and MasterCard on their design and deployment of 3-D Secure.

As Vice President and Chief Product Evangelist Mr. Rojas' responsibilities include strategic planning, business development and execution to enable rapid growth of the IntraNext SafeData offering.

Before joining IntraNext, Mr. Rojas was a Director and Managing Director at Coalfire, a leading IT systems security and compliance company. Mr. Rojas' was responsible for national PCI, HIPAA and Federal practices.

Mr. Rojas has over 20 years of communications and information technology industry experience in the areas of Corporate Strategy, IT Operations, Business Development and Executive Management.

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Chad is President of PayVisors, as Consulting Company that specializes in Sales Process Optimization for Companies with Recurring Revenue.

With over 30 years’ experience in Technology, his career started in 1981 with Texas Instruments and quickly moved into Direct Telesales of Software. Often referred to as one of the Founders of Software Telesales, Chad’s first exposure to Card Not Present Transactions was processing Phone Orders for Software in the Mid 80’s.

In the 90’s Chad was involved in 2 Nasdaq IPO’s both of which exceeded $50 Million in Direct Sales Revenues. The second of those IPO’s was Keynote Systems which was the First SAAS Company to reach $50M in Recurring Revenue. Many of the principles used today in SAAS Metrics and Reporting were pioneered by the executive team at Keynote.

Over the past 10 years Chad has been consulting with technology companies in the areas of Sales Processes, Inbound Marketing, Ecommerce, Web Development and Translations Services, as well as Merchant Services Integration.

Most recently with PayVisors his focus has been Software Companies, Enterprise Merchants and Payment Service Providers.

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Frans Roosen is the Chief Operating Officer for Ron Allen Enterprises which supports direct to consumer recurring services and products.

Frans has worked with a wide range of companies, from small startups to industry leaders like Cisco Systems and AIG. Bringing a unique combination of strategic oversight, marketing expertise, tactical analysis, and process focus, he has helped to maximize lifetime customer value, create and expand consumer businesses, build strategic relationships, and maximize profitability in multiple industries and evolving markets.

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Shaunt is a seasoned payment industry veteran, and founder and visionary of Cortex MCP. Prior to Cortex, Shaunt was the VP, Strategic Business Development for ROAM Data, Inc. – the industry leader in Mobile Commerce and Mobile POS. At ROAM, Shaunt drove all key client acquisition and strategy opportunities for ROAM with key client including PayPal, Groupon, Google and others. Shaunt was also the Founder and CEO of Sarkcom Corporation, where he drove the drafting of four innovative US patents which form the basis for the Cortex platform. He has also served in various Sales, Business Development, and Strategy roles with CyberSource, and FEI Company.

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Jimmy Scarborough has been in the electronic payments Industry for over 15 years. He joined Bank of America Merchant Services in 2010 and currently runs our Payment Solutions Team. Prior roles include RBS WorldPay ,Chase Merchant Services / Paymentech and GE Capital where he held multiple roles including managing some of the largest retailers in the world.

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Tom Schwab is an entrepreneur who saw and capitalized on changing medical market by building that the largest direct to patient eCommerce site of it's kind. Drawing upon his real life experience in the shift from selling for Fortune 500 company to selling on the web, Tom writes and speaks extensively on how traditional sales model can be better executed with eCommerce using Inbound Marketing, automation, and social media to go beyond a mere transaction to building lifetime customer value and a brand.

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Jim has been a leader and innovator in the payments industry as an executive, as a consultant and as an entrepreneur. He is currently Managing Director with Market Platform Dynamics a management consulting firm that helps payment companies find, ignite and monetize innovation. Jim was the Founder and CEO of two payment start-ups, the first in mainland China and most recently of Maverick Network Solutions, an issuer of prepaid cards acquired by Fiserv. Jim has held senior management positions with American Express, Chemical Bank, MasterCard and MBNA America. He was previously on the Board of Directors of the American Marketing Association, and established MasterCard’s Commercial Card and Merchant Acquiring Committees. Jim has a BA in Psychology from the University of Notre Dame and an MBA in Finance and Marketing from Columbia University .

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Nandan Sheth serves as President and COO of Acculynk. Mr. Sheth’s responsibilities cover corporate development, business development, alliances, product strategy and operations. Before joining Acculynk, Mr. Sheth co-founded Harbor Payments where he served as the Chief Operating Officer. Harbor Payments was sold to American Express in December 2006 where Mr. Sheth served as a Vice President & General Manager within the Global Commercial Card group.

Prior to Harbor Payments, Mr. Sheth started a payment technology company which served the credit and receivables industry. Mr. Sheth has also worked at major banks, professional service firms and Fortune 1000 corporations across North America and Europe. Mr. Sheth has held senior positions at Goldman Sachs, Deloitte & Touche, AT&T, IBM and has worked with clients such as JP Morgan Chase, Bank of America, Citigroup, HSBC, LloydsTSB and National Westminster Bank.

Mr. Sheth holds a Bachelor of Science Degree with Honors in Computing Science from City University (London, UK) as well as an MBA from Cass Business School (London, UK).

Vytas Siulte has been working in the card not present space for 11 years. During this time, he has held roles within Product Management, Web and Operational Analytics, Risk Management and Payment Processing. Vytas serves as Director of Operational Analytics for One Technologies where he oversees operational analytics teams and manages payment processing. He did his undergraduate work at Texas A&M University where he majored in Marketing and currently resides in Dallas, TX.

Don Smith, President of Impact Advisors a division of Impact Recruiting Group, is a respected industry leader with more than 20 years of experience working in the payment industry as both an acquirer and a major merchant. Smith established Impact Advisors in 2012 as a new division of Impact Recruiting Group to focus on mergers and acquisitions within the space. He has advised on buying and selling within the industry as well as personally buying and selling. He continues to work with emerging companies and startups on new and exciting ways to move the payments industry forward.

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Randy is the Founder and Chief Editor of MobileWalletMedia.com This site aggregates news and content related to mobile: payments, security, coupons, loyalty, daily deals, marketing and advertising and prognosticates upon the future direction of all such products and services as incorporated within a universal mobile and digital wallet. Just prior to founding Mobile Wallet Media, Randy was the primary founder of MobilePayUSA, a TechCrunch Disrupt Startup Alley winner in 2010. This company offered retailers a solution to process mobile payments, loyalty, coupons, etc. without requiring changes to or replacement of their existing POS systems.

Randy began his career in the retail industry with the founding of Good2Go Restaurant Delivery in 1995. This company ran the pilot programs for the likes Stuart Andersen’s Black Angus Restaurant and Ruby’s Diner. Soon after selling Good2Go to a competitor, Randy came up with a vision for a “universal gift and loyalty card,” not unlike those now beginning to surface as offered by Facebook, Google or PayPal. After spending over a decade of research focused on delivering this universal card, he came up with a solution that required no changes to POS for retailers to adopt. When the iphone and mobile apps came along, he became convinced that mobile and digital wallets would eventually replace plastic cards and coupons. This led Randy to invent a mobile and digital wallet solution, which was soon after developed and offered via MobilePayUSA.

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Sue Sonday has spent nearly two decades driving digital marketing and innovation for some of the world’s largest brands, including: Microsoft, Capital One, New York Life and Razorfish.

At Razorfish, Sue worked with clients to develop multi-discipline marketing solutions including social media, CRM, digital media, business intelligence, and analytics for clients such as Intel, Weight Watchers, State Farm, Sony and others.

Sue’s experience includes leading a global engagement for Sony that involved social media strategy, insights, and analytics across 10 countries. At Microsoft, Sue led the development of an owned social media platform across 18 countries that spanned content strategy, consumer support, measurement, and influencer activation.

Sue holds an MBA from the University of South Florida. Her current work focuses on social strategy and digital analytics for major global brands.

Ryan has over ten years of product management experience in technology and financial services. As Payments Product Manager for Digital River's World Payments solution, he oversees the introduction and development of new payment tools within e-commerce, card not present and mobile payment areas.

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Rich L. Stuppy is the Vice President of Product Strategy at Kount Stuppy joined Kount in 2006. He has a B.B.A from Boise State University. He has helped to deliver Kount¹s industry leading all-in-one fraud control platform. Among other industry and community activities, Stuppy is a founding board member and Chair of the Idaho Technology Council (ITC). The ITC is the premier member driven organization dedicated to fostering the growth of technology companies in Idaho, primarily in the areas of information technology, energy and agriscience. Prior to joining Kount, Stuppy spent 14 years at Albertson¹s and Supervalu where he held various positions of increasing responsibility.

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Holli Targan is an attorney and partner at Jaffe, Raitt, Heuer & Weiss, P.C., where she is Chairman of the Jaffe Electronic Payments Practice Group. She has served as Staff Counsel at the Office of the Comptroller of the Currency in Washington, D.C. and at Michigan National Bank. She is a past President of the Electronic Transactions Association, and currently serves on the ETA Board as a member of its Executive Committee. Holli also is a Founder and Board Member of W.net—Women’s Network in Electronic Transactions. She counsels mobile payments, ATM, card processing, electronic fund transfer, cash advance, and loyalty/gift card businesses on contractual and compliance matters. She also advises on merger and acquisition transactions, counseling clients buying and selling portfolios and companies. Holli is a multi-year Best Lawyer in America and Michigan Super Lawyer designee, is a frequent speaker and author on payments business topics, and has received numerous industry awards and honors. She is a member of the Maryland, District of Columbia, and Michigan Bar Associations.

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With over 10 years of experience across multiple industries including telecommunications, online media, and consulting, Fraser Thompson is known for his driven leadership, acuity and ability to execute, with proven success in launching products, expanding into new markets, and developing corporate strategy. Previously, Thompson held a key strategy role at Jambo Mobile (now a Motricity company), was VP of Development at Gemico Wireless and a consultant at Mezzanine Business Consulting. Thompson holds a Masters in Business Administration from the Richard Ivey School of Business at the University of Western Ontario.

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Scott Tivey has worked on behalf of Card Not Present community in various roles over the last 15 years. Scott specializes in best practices and system functionalities that support the recurring & subscription based merchant. Recently, Scott was a Principal Partner at an industry niche consultancy, where he quickly outgrew their offerings to now provide solutions that not only impact his client's card processing landscape but their overall customer retention, operations and other bottom line efficiencies as well.

Prior to that, Scott spent 12 years as an Executive Leader on the Merchant Processing Team at The Synapse Group (a division of Time Inc., the world leader in magazine subscription sales). While there, Scott was integrally involved in developing their award winning, world class credit card processing system. Scott integrates his first hand industry advocacy and best practices knowledge with his vast network of "insider" contacts. Scott creates assets and solutions that nobody else can provide, because he drafts the tools and owns the strategies.

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Paul is a well-known payment systems executive with over 29 years experience in retail financial services. He is also the president of Two Sparrows Consulting which specializes in all aspects of small- value payment systems. During the past eight years he has consulted extensively on prepaid cards, debit cards, merchant acquiring, bill payment and presentment, reward programs, payments risk management, product positioning, outsourced procurement and operational topics. In December, 2009 Tomasofsky became the founding President of the Secure Remote Payment Council. He has served in various roles in the payments industry including positions with NYCE Corporation, Visa, NACHA and the Network Branded Prepaid Card Association.

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Peter Vogel is co-founder and CEO of Plink, an online-to-offline rewards program that motivates members to make offline purchases. He has more than a decade of executive-level, online sales and marketing experience specializing in performance-based marketing, media buying and monetization of social media. Most recently, Peter was senior director of marketing and industry scout at Adperio, an interactive agency specializing in affiliate marketing, in-game advertising, social gaming monetization, virtual currency and Facebook Credits monetization. At Adperio, he incubated the idea of Plink, co-founded the company, spun it out of the interactive agency in 2011 and, in the summer of 2012, raised a $3 million Series A investment round from Grotech Ventures. Peter was previously co-founder of Memolink.com and led the company’s sales team from 1997 through the mid 2000s. He received a BA from Washington University in St. Louis in economics.

Jordan Welch is one of the founders and Chief Marketing Officer of i-parcel LLC. i-parcel is a leading technology and logistics company the helps Internet Merchants solve the unique challenges surrounding cross-border e-Commerce sales. In his capacity, Jordan oversees marketing, sales and client services and has a key role in strategy for the company.

Prior to founding i-parcel, Jordan helped found International Mailing Solutions in 1998, which continues to be recognized as a leader in the international printed matter logistics business. Until 2012, in addition to his role at i-parcel, he ran sales, customer service, commercial pricing, and was responsible for the strategic direction of International Mailing Solutions. He has been in the international logistics industry for over 20 years, spending 8 years at TNT Express Worldwide where he held senior positions in Commercial and Sales Management.

Jordan holds a Bachelor of Science degree in Finance from Northeastern University.

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Ryan Wilk is the Manager, Trust and Safety at StubHub, an ebay company. In his role at StubHub Ryan manages the order review team and is responsible for the operation and optimization of StubHub’s fraud management tools. Prior to joining StubHub Ryan spent 8 years with Universal Parks & Resorts in various eCommerce roles. During his tenure at UPR Ryan established and implemented the eCommerce Loss Prevention teams at both Universal Orlando Resort and Universal Studios Hollywood. Ryan has also been active in the industry at large founding and chairing the MRC’s Ticket Affinity Group as well as creating the Theme Park Round Table.

Tammy Wingate is Head of Prepaid with Aurora Financial Systems, Inc. She is responsible for promoting Aurora's corporate objectives as she leads the strategy, creation and execution of prepaid products. One of the main features of her prepaid product offering is a patented and proactive fraud technology, ToggleGuard. Aurora Financial Systems, Inc.'s management and payment processing platform solutions create sustainable competitive advantages for its customers.